Property and equipment

Cover for plant and machinery items such as boilers, refrigeration equipment, air conditioners and factory machines for repair or replacement resulting from damage. Also includes damage to your other property (such as your stock) caused by flying fragments.　

Cover for items such as computers against fire, theft or accidental damage. You can choose to also cover breakdown, electronic data restoration costs and the increased costs in working following an incident.　

Cover revenue and extra costs as a result of damage to your plant and equipment at your premises.

The Zurich Material Damage / Business Interruption policy provides cover to repair or replace property assets that are lost or damaged. The policy can also include the following:

• Capital additions
• Employees tools and effects
• Money on the premises
• Refrigerated goods
• Professional fees expended to reinstate the property
• Protection costs
• Seasonal stock increase.