Operating a business usually means interacting with many people and while you may do your best to avoid causing injury or damage, there is an ever present risk. From customers and suppliers entering your premises to work performed offsite. From the products you sell to the way you advertise your products and services. What will it cost you if you are taken to court? The legal costs alone can be significant.
Protect your business against the risk of personal injury and property damage to third parties through one of our Liability insurance policies below.
A breach in law can result in investigation or prosecution by a regulatory body, as well as a subsequent fine or penalty. Even with the best internal policies, there's an ongoing risk of unintentional breach from the actions of the company itself or its directors, officers and employees. Some of the most common breaches relate to workplace safety, employment and the environment. This policy complements our Directors and Officers insurance.
Whilst New Zealand's accident compensation scheme, the Accident Compensation Corporation (ACC) provides cover for most accidents at work, employees can still sue for work-related illnesses that the ACC does not cover, including:
All employers - no matter how large or small - are advised to consider having Employers Liability Insurance. Zurich's policy covers damages and legal costs for employees who have suffered injury or disease arising from, and in the course of, their employment.